Get quick, simple, and reliable funding for your real estate investments.
Hard money loans for short sales, foreclosure auctions, distressed properties, ground-up construction and renovation.
Let’s make it happen.
Everyone wants to be successful, no matter what we’re trying to do. What makes Rain City different is the phrase: real and lasting. Not only do we want to succeed, we want you to succeed. Which means we’ll never fund a loan we don’t believe in.
Real and lasting mutual success is why we’ve originated over 7,000 loans in our 15 years in business. It’s why the majority of our loans are from repeat customers who were happy with their deals.
It’s why we’ll work tirelessly to make sure your deal succeeds. Because that’s who Rain City Capital is and that’s what we believe.
Real and Lasting Mutual Success
Our Mission:
Where We Lend
Quick & Easy Approval
You need fast turnaround. We get it. We can approve loans in a matter of hours and close in days.
Expert Review
We’ve been in the trenches. We partner with you at all stages, using our industry knowledge to help you make the best investment decisions.
Personalized
We’re flexible. Tell us what you need. We find creative solutions to serve our borrowers’ individual goals.
Hard Money Made Easier
15+
Years in the Industry
Yeah, we remember the 2008 crash. We lived through it, we learned, and decided to do better. That’s why we always put our borrowers first.
7K+
Loans Funded
Many of our borrowers come back to us time and again because for us, it’s not about a quick buck. We prioritize decision-making for the long term.
$2B+
In Loans Funded
From flips to short sales, escrow and auction, to land and long-term loans, we have experience in just about any type of investment you could make.
“
August 2020
Other lenders drag their feet, as if they are doing you a favor, but with these guys and girls at Rain City we closed on a property in 3 days. Yes, 3 days. The only reason we didn't close in one day, was because of how long the bank took. Cheers to Rain City for doing great business!
Julio C.
We’ve got you.
Ready to make it happen? Let’s do this. Here’s a preview of our process:
You submit a loan application
We review your deal
Approved loans get funds within days
You fix, flip, and win.
Rinse and repeat.
Apply Now
Submit an application online (it only takes about 7 minutes).
Get Expert Review
Let us help you find the best deal. Fill out a short form to get a free review.
Contact Us
Not sure where to start? Send us some info and we’ll follow up ASAP.
What We Do
Rain City is a hard money lender for fix-and-flips, short sales, foreclosures, land, and more. Every loan we fund for you is a commitment to helping you reach your investment goals.
All loans are for non-owner-occupied homes.
Rates
We offer 10-12% interest based on your experience and loan product.
Markets
Rain City is a local full-service lender, which means we know the area and can provide more accurate appraisals. We currently lend in Arizona, Arkansas, Colorado, Conneticut Florida, Georgia, Kansas (Kansas City Only), Missouri, Ohio, Oklahoma, Oregon, North Carolina, Tennessee, Texas, Wisconsin, and our home state of Washington.
Terms
Flexible loan terms that meet your needs from 6 - 12 months for escrow, foreclosure, construction, short sale, and more.
Properties
Get a loan for multi-family, single-family, condos, ground-up construction, and more. All loans are for non-owner-occupied properties.
As Seen In
We made the list!
We are thrilled to announce that Rain City Capital has been recognized on the prestigious 2024 Inc. 5000 list, ranking at No. 2858! This achievement highlights our company's impressive 177 percent revenue growth over the past three years.
In addition to our overall ranking, Rain City Capital also earned distinctions in several key categories:
#174 in Financial Services
#45 in Washington State
#36 in the Seattle Market
This marks our fourth appearance on the Inc. 5000 list in our 15-year history….
