Real Estate Lenders Invested in
Real Results and Lasting Success
Achieve your real estate investment goals with Rain City Capital. Our company is dedicated to helping you fund your next project. We have experience providing hard money loans for various investments, from ground-up construction and renovations to short sales and distressed properties. Enjoy our simple, quick application process with fast approvals.
Trusted Lenders for Real Estate Investors
At Rain City Capital, we put our borrowers first. Our team aims to build a real and lasting relationship with you. We get to know you and your goals personally and use our industry knowledge to help you make informed real estate decisions.
When you partner with us, we can answer your questions, help you overcome industry challenges and scale your growth with funding solutions. We provide creative solutions to suit your project requirements. All our loans are for non-owner-occupied properties.
Everyone wants to be successful, no matter what we’re trying to do. What makes Rain City different is the phrase: real and lasting. Not only do we want to succeed, we want you to succeed. Which means we’ll never fund a loan we don’t believe in.
Real and lasting mutual success is why we’ve originated thousands of loans in more than 15 years in business. It’s why the majority of our loans are from repeat customers who were happy with their deals.
It’s why we’ll work tirelessly to make sure your deal succeeds. Because that’s who Rain City Capital is and that’s what we believe. We’re your reliable partner for the following financing options:
Real and Lasting Mutual Success
Our Mission:
30-Year DSCR
Purchase income-generating properties, such as multi-unit dwellings or rental homes.
Ground-up Construction
Secure an asset-based loan that prioritizes a property’s projected value, before and after construction completion.
Buy and renovate a property with the intent to sell it for a profit.
Our Service Areas
As a full-service local lender, we know the area and can provide accurate appraisals. We currently lend in the following locations:
Why Choose Us as Your Hard Money Lender?
See why we’re a trusted choice for business-purpose real estate financing.
15+
Years in the Industry
Yeah, we remember the 2008 crash. We lived through it, we learned and decided to do better. That’s why we always put our borrowers first.
80%+
Repeat Borrowers
Many of our borrowers come back to us time and again because for us, it’s not about a quick buck. We prioritize decision-making for the long term.
$2B+
In Loans Funded
From flips to short sales, escrow and ground-up construction loans, we have experience in just about any type of investment you could make.
Customer Testimonials
Explore our latest reviews to see what local professionals say about our valuable partnerships and funding for real estate investors.
Clients have said:
Partner with Rain City Capital for a seamless, stress-free experience. Follow a few steps to get started.
Our Straightforward Process
Spend about seven minutes filling out our online application
Step One: Apply Online
After reviewing your request, our experts can provide same-day approvals within hours and close in days. Based on your experience and loan product, we typically offer 12-month loans with 10-12% interest rates.
Step Two: Hear Back Quickly
Once your hard money loan is in place and funds have been wired, it’s time to get to work. With borrower-controlled draws, you stay in the driver’s seat—pull what you need, when you need it, to keep your project moving. Finish strong, and when you’re ready for your next deal, we’ll be ready too.
Step Three: Receive Your Funds
Learn More About Our Financing for Real Estate Investors
Rain City Capital is a hard money lender for fix-and-flips, short sales, foreclosures, long-term rentals and more. Every loan we fund for you is a commitment to helping you reach your investment goals. Call or contact us to learn more about our financing opportunities.
Ready to get a loan for multifamily, single-family, condos, ground-up construction, and more? Apply online or submit a deal for expert review today.
As Seen In
We made the list!
We are thrilled to announce that Rain City Capital has been recognized on the prestigious 2024 Inc. 5000 list, ranking at No. 2858! This achievement highlights our company's impressive 177 percent revenue growth over the past three years.
In addition to our overall ranking, Rain City Capital also earned distinctions in several key categories:
#174 in Financial Services
#45 in Washington State
#36 in the Seattle Market
This marks our fourth appearance on the Inc. 5000 list in our 15-year history….
