Open Position: Jr. Underwriter
Reports to: VP, Director of Credit and Underwriting
Job Type: Full-time, Exempt, Remote
Location: Kirkland, WA
Pay range: $80,000 - $90,000 annually
About Us
We’re Rain City Capital–a private real estate lender. We put our borrowers first, which is how we’ve built our business almost exclusively on word-of-mouth referrals. No two workdays are the same, so our team is comprised of individuals who aren’t afraid to roll up their sleeves and take care of business. Our office is energetic, fun, and committed to leading the industry by putting the relationship before the transaction.
About You
You’re an experienced mortgage lending professional with a proven track record of creative problem-solving and the ability to work well as part of a team. You’re self-driven, analytical, responsible, and easily adaptable to change with relentless attention to detail. You pitch in to help your coworkers when needed, always deliver on time, and are enthusiastic about our industry, our company, and our customers. See below for more details on preferred qualifications.
About the Job
This role is an integral part of the Underwriting team and is all about supporting Rain City’s critical assessment of deals, from conditions to funding.
Roles and Responsibilities
Here are some of the things you’ll be doing day-to-day in this role:
Review files and proactively communicate conditions needed before sending to underwriting
Identify loan-level issues and items that will delay funding
Review and confirm applications, credit, background, title, assets, and valuations
Keep the system up to date with all required information
Assist loan processing and underwriting department with appraisal order follow up
Investigate properties (zoning, property type etc.)
Partner with loan officers and processing to resolve file, document, or post-closing issues
Efficiently meet deadlines while maintaining multiple assignments/projects
Other duties as assigned
Other duties, responsibilities, and activities may change or be assigned at any time with or without notice. The employee in this position must be able to read, write, speak and understand English with exceptional fluency.
Skills and Attributes
Minimum of 2 years of experience as a loan processor or underwriter
Strong understanding of mortgage process flow, from processing to closing
Experience with automated underwriting systems helpful
Inquisitive, investigative mindset—find, analyze, and solve problems
Recognizes and asks follow-up questions necessary to fully understand issues and develop proper solutions
Excellent communication skills both written and verbal, including the ability to effectively communicate and maintain great relationships
Solution-oriented and nimble thinker with excellent analytical and mathematical skills
Great attention to detail, immaculately organized, and ruthless in the pursuit of meeting deadlines
Ability to react quickly to changing priorities and multitask, enjoys a fast-paced work environment
Energetic and dependable self-starter
Reliable, punctual, and able to prioritize and perform all major job roles with minimal supervision
Willingness to help other team members/departments when needed, including occasionally working flexible hours to accommodate volume
Must be able to laugh and have fun!
Other duties, responsibilities, and activities may change or be assigned at any time with or without notice. The employee in this position must be able to read, write, speak and understand English with exceptional fluency.
To apply, please send your resume and cover letter to careers@raincitycapital.com
Posted 05/23/2024