Now lending in Arizona, Wisconsin, Connecticut, and beyond!

New markets, competitive rates, and more.

At Rain City Capital, our mission is Real and Lasting Mutual Success. That’s why we’re always looking for new ways to make your investments successful, including entering new markets where our borrowers are already winning. Check out our interactive map below to learn more.

Where We Lend

Testimontial

“Closing was fast and stress free. Needed to close quickly on a property, and Rain City was there to help. I recommend Rain City to anyone looking for financing on a fixer or rehab.”

-Orlando M.

Loan products for your investment style

  • Fix and flip - Finance your reno with a short-term fix and flip loan—close in as few as 48 hours with up to 90% LTC. Rates from 10%

  • 30 Year Rental/DSCR - No limits on the properties you can own and no personal income verification required. Rates from 6.50%

  • Ground-up construction - Get competitive construction loans for SFH, MFH, 1-4 units, on land you already own with as little as 20% down. Rates from 12%

  • Auction - The foreclosure auction is ramping back up in some states. Contact us to learn more. Not currently available in Tennessee.

  • Ask about Cash Collateral! Using cash as collateral frees up your cash to reinvest—call your loan officer for the most current rates and terms.

Rates and LTV are based on experience and market, always subject to change. Loans are for non-owner occupied properties only.

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Real and Lasting Mutual Success, delivered daily.

Follow us on Instagram, where we’re sharing industry news, advice from experts, and borrower success stories every week.

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Big congratulations to our borrower Zachary with 123 Homes on this listing in Lakebay👏🏠 Swipe to see this impressive property!   🛏️ 2 Bedroom  🚿 1 Bathroom 📏 960 Sq Ft   We’re proud to have funded this deal🤝 Click the link
Nashville is a market to watch! With a booming local economy, rising property values, and a favorable tax environment, Nashville offers great potential for real estate investors. Opportunities for cash flow from rental properties continue to thrive🏠
Congratulations to Austin and his borrower on securing their latest funding💸🤝   The team is excited to celebrate another successful deal! Stay tuned to see the transformation👀🏡   Want to partner with Austin on your next project? Check o
Big congrats to our borrower, David, on this PENDING flip in Bothell, WA👏🏡Swipe to see the incredible transformation of this spacious dream home👀➡️   🛏️ 3 Bedrooms  🚿 2.5 Bathrooms  📏 2,410 Sq Ft   We are grateful to have fu
Congratulations to Heidi and her borrower on their latest funding🎉🤝   Heidi and the Rain City team are celebrating another successful deal! Stayed tuned to see the renovations🏠✨   Want to partner with Heidi on your next project? Click th
🌟Unlock the secrets to successful flipping in Nashville🌟   Dive into the world of creative financing with Rain City Capital’s expert Loan Officers! Whether you’re a seasoned pro or new to the game, this event promises valuable insi

Hard Money Made Easier

Why Rain City?

Close Fast

You need fast turnaround. Rain City gets it. We can approve fix and flip loans in a matter of hours and close in days.

Expert Review

We’ve been in the trenches, so we know what a good deal looks like. Let’s put that industry experience to work on your deal.

Personalized

We’re flexible. Tell us what you need and we’ll find creative solutions to help you achieve your investment goals.

All loans are for non-owner occupied properties only. Additional terms apply. Contact your loan officer for full details.

Rain City Capital currently lends in Arizona, Arkansas, Colorado, Connecticut, Florida, Georgia, Kansas, Missouri, Ohio, Oklahoma, Oregon, North Carolina, Tennessee, Texas, Washington, and Wisconsin. (Rain City Capital of Oregon NMLS #136679)