Open Position: Post Closing Specialist
Reports to: Loan Processing Manager
Supervisory duties: No supervisory duties
Job Type: Full-time, Non-exempt, Hybrid
Location: Kirkland, WA.
Pay range: $29.00 – $33.50 / hour
About Us
We’re Rain City Capital–a private real estate lender. We put our borrowers first, which is how we’ve built our business almost exclusively on word-of-mouth referrals. No two workdays are the same, so our team is comprised of individuals who aren’t afraid to roll up their sleeves and take care of business. Our office is energetic, fun, and committed to leading the industry by putting the relationship before the transaction.
About You
You’re an experienced post closer with a proven track record of creative problem-solving, excellent multi-tasking and prioritization, and a focus on customer service. You’re self-driven, tech-savvy, responsible, easily adaptable to change, with a genuine desire to work with customers. You’re relentlessly proactive and organized, and pitch in to help your team members when they need it.
You have a few years of experience in mortgage post-closing and at least a solid knowledge/understanding of mortgage loan documents. See below for more details on preferred qualifications.
About the Job
This role is all about preparing mortgage loan documents required for closing or transfer, which will involve working closely and collaboratively with clients, real estate brokers, third-party service providers, and internal business partners. You’ll review loan level documentation for accuracy and data integrity and check loan conditions prior to funding short-term business-purpose mortgage loans for investors, all in a consistently fast-paced and variable environment.
Roles and Responsibilities
Responsible for receiving the original note and loan closing package from title.
Process collateral shipments to the warehouse banks.
Responsible for filing and maintaining loan closing packages on site and original note in the Fire King if not shipped same day.
Perform quality control review of loan closing packages for completeness and accuracy.
Work with internal and external partners to obtain corrections or missing documents.
Facilitate the re-signing of loan documents as necessary.
Work directly with the Valuation Desk to order post-closing evaluations and inspections; follow-up on outstanding orders and process final reports.
Responsible for following up with title for trailing docs: final title policy, final settlement statement, deed, and recording numbers.
Complete quality control review of trailing docs upon receipt; work with title to obtain any required corrections.
Perform periodic audits with bank custodians as needed.
Respond promptly to post closing questions from closing, accounting, servicing, loan sales, underwriting, and any other internal partners.
May assist Loan Portfolio Coordinators with the shipping of loan packages to note buyers.
May assist the funders by performing pre-funding loan document quality control reviews.
May assist the Recording Specialist with recording deeds to secure collateral.
Skills and Attributes
Superb customer service skills/communication
Exceptionally high level of accuracy/attention to detail
Ability to work well in a consistently fast paced environment
Ability to react quickly to changing needs of company, clients, and underwriting standards
Proficient in Microsoft Office i.e., Word, Excel, and Outlook
Able to maintain positive attitude in a deadline driven environment
Superb organizational skills
Exceptional ability to establish and work on multiple priorities and maintain great attitude
Energetic self-starter
Excellent verbal and written communication
Reliable, punctual, and willing to help other team members
Solution-oriented and nimble thinker
Licensed notary or willing to become a licensed notary upon hire
Experience
3+ years of previous mortgage post-closing experience.
Other duties, responsibilities, and activities may change or be assigned at any time with or without notice. The employee in this position must be able to read, write, speak and understand English with exceptional fluency.
Rain City Capital offers a hybrid work environment, which means employees perform their duties remotely or in person and will be expected to check email, phone, and text messages throughout the day and respond in a timely fashion consistent with a normal company workday. This role must be willing to commute to our local office on a weekly basis, at a minimum of once per week, based on the needs of the position, the department, and the company workday.
To apply, please send your resume and cover letter to careers@raincitycapital.com
Posted 06/11/2024